Savannah HUD homes search

Have you been searching for a HUD home in the Savannah, GA area? Let me help you find what you're looking for. There are not tons of HUD homes available in the Chatham, Effingham, and Bryan county areas... but the properties that are available have been at some great values. There are many other area foreclosures that I can find for you as well. Let me work with you to get the best price negotiated and make your HUD purchase here in the Savannah area a smooth and easy transaction. Call Robin Arrow at 912-655-2554 RAWLS REALTY

Why Savannah?

Are you looking to relocate and haven't chosen just that right town yet? Have you considered Savannah, GA? I personally love it here. I have lived in western Pennsylvania, Northern California, the midwest in Indiana and the south here in Savannah, Georgia. I have liked all areas, but I can truly say that I really love the Savannah area. What is there to love about Savannah? Here's my personal list of likes: 1. weather- we have a very short, sometimes cold winter, but the rest of the year is wonderful. The summers can get hot, but we are right near the ocean and many communities have pools to cool you down; 2. easy access to anywhere- Savannah is just a short drive to Hilton Head, SC, less than two hours to Charleston, SC, under two hours to Jacksonville, three hours to Daytona Beach, less than four hours to Atlanta, etc. 3. no traffic- you can usually plan on getting anywhere in about the same time as the miles you have to drive (fifteen minutes for 15 miles, thirty minutes for 30 miles, etc), there is a small slowdown for peak hours of day (morning commute or between 5 and 6 for business hours). 4. River Street and City Market- there is always something to do in downtown, historic Savannah, 5. Seafood- we have great seafood restaurants and fresh seafood is readily available (how about large shrimp for under $4 a pound when their in season), 6. beautiful area- you won't find a prettier area than Savannah with it's beautiful draping trees and Spanish Moss, the gorgeous homes of yesteryear, the unscathed historic area, the wonderful park squares and more, 7. the beach- Tybee Island is a wonderful place with a great beach, a boardwalk and fishing pier, and some great waves, 8. the Saint Paddy's Parade- people come from far and wide to enjoy the holiday festivities, the green water, the wonderful parade, and all the festivities the holiday brings, 9. Paula Dean- many people come to visit The Lady and Sons restaurant in hopes of meeting our own famous Paula Dean. and 10. the people- the people of the area are very warm, caring, diverse, polite, respectful and just downright wonderful.
You'll need to check the area out for yourself to make a decision, but my husband and I have been very happy here! Probably one of our true testaments to the area is how much are family visits us now! Our family loves to come visit and enjoy all that Savannah has to offer! Let me know if I can show you the homes of Savannah and help you to find just the right place to move!
Robin Arrow of RAWLS REALTY 912-655-2554

what should I offer for the foreclosure property I like!

Did you find the right home, but now don't know what to offer? That's where your Buyer's agent comes in... Your agent should provide you with comps of the area to ensure you of what the current activity is and what prices of properties are currently available, what is under contract and most importantly what has sold in the past six months. Just because a property is a foreclosure, it isn't automatically a good value! Remember, you ultimately have the choice of what you're wanting to pay for a property. A property is only worth what you're willing to pay for it! If you decide to write a very low offer on a property, you must also live with your decision if you don't get the property. Your agent can direct you to what the home is worth and where it should appraise in the current market. The common holes that must be filled out in a purchase agreement are 1. price you're willing to pay, 2. do you need closing cost help or will you be paying your own closing costs (your lender can help to determine what to expect in closing costs and whether it's in your best interest to pay them or to have the Seller help contribute), 3. earnest money (typically a minimum of 1% of price, but remember the higher the earnest money amount, the stronger buyer you'll appear), 4. closing date (lender will let you/your agent know what time frame if using financing), 5. will you be purchasing AS-IS or doing inspections (all foreclosures are being sold AS-IS, but you can generally have the right to do inspections on the property to look for major structural or habitability issues. If there are problems found within your inspection period-usually between five to ten days after acceptance-you can usually get out of the contract.) 6. who will close the property (Georgia uses closing attorneys where many states title companies are used), 7. special stipulations (these are any special notes or requests that need to be put into contract such as: appliances to remain without charge to buyer, ask for a one year home warranty on property, a notation that seller's and lead based paint disclosures won't be provided due to this being a bank owned home, etc.

Be prepared that once an offer is submitted, you may not get a response for a few days. The banks negotiators are so busy that they may not even see the details of your offer for a while and they'll respond as soon as they can. If you have other questions or are looking for a foreclosure in the Savannah, GA area give me a call at 912-655-2554 or email at robinsellssavannah@gmail.com

RAWLS REALTY

Buying a foreclosure

Are you looking for a good deal? Are you wanting to take advantage of the low prices available? Your first step is finding out what you can afford to buy. You'll need to have a letter of pre-approval from a qualified lender in order to actually submit an offer on an REO property. The bank has already lost the property so they won't take a risk on a buyer without having proof of financing or proof of funds in the case of a cash buyer. You'll definitely want to establish a relationship with a knowledgeable Realtor who can help you find what you're looking for. I constantly look to see what repo's are available and I work as a Buyer's agent to help you find just what you want and to negotiate the best price possible. As a Buyer's agent, I will provide comps to assure the right price to offer on a home. Once you choose the right property, you don't ususally have a long time to make a decision. The good properties seem to move very quickly. You must remember that you're not the only person looking and a home priced well will not last long. If you'd like a list of homes or are looking for a Realtor to help you through your purchase give me a call at 912-655-2554 or email me at robinsellssavannah@gmail.com RAWLS REALTY and I are "Always Thinking Outside the Box"!

Savannah GA area foreclosures

Have you been looking for a foreclosure in the Savannah, GA area? There are so many to pick from. Unfortunately, our area has been caught up with the rest of the country and the economy. With all the bad loans out there and with the prices of homes decreasing from the past few years, there are many foreclosure homes available. Just how do you find a foreclosure property that's available? The answer is simple, email me with your wants and needs and I can send you the available properties in our area. I scour the mls daily for the newest properties that come on the market. There are homes in all ranges. If you're looking to rehab properties to either resell or rent out, there are homes that can be found from the low 20's and then upward from there. If you want to take advantage of a newer home without paying the newer home price, there are many properties that are just a few years old that unfortunately homeowners had to give back to their mortgage companies. Historic and beach properties are available as well. There are many properties available. Let me know if I can help you in your search for that special deal! Email me at robinsellssavannah@gmail.com for more info or give me a call at 912-655-2554.

why do you need a Buyer's agent?

Are you looking to purchase a home in the Savannah, GA area? The first step in the process is to find one agent to work with. Yes, you can search on line for homes, you can drive around neighborhoods, you can look in the newspaper for homes, you can pick up a magazine anywhere, but who has access to all the properties out there? A realtor. The reason to choose only one agent is simple. You need someone who is going to be looking out for your interest only. When you are looking for a home, you need someone who'll be on your side. A realtor's job is not just to drive you around, they are there from beginning to end. They will find out your criteria in a home, they'll help you to obtain financing, they'll listen to your wants and needs, show you homes, provide you comps, write the contract, negotiate the deal, provide inspector information, go to inspections, work with your lender, and go to closing.

In Georgia, you'll need to sign a Buyer's Agency with an agent if you want to have that agent fulfill all of the above. A Buyer's agent will be there looking solely for your best interest. Their job is simply to work for you. Georgia has different forms of agency than some other areas of the country. A buyer can choose to represent their own interest even if they have an agent who shows them property and finds them a home. In this case, all the agent will be doing is facilitating the process. The agent will write your contract. The agent is then not legally bound to you and can not really look out totally for your interest. With a buyer's agency signed, the agent is bound to look out for your interest. The agent must exhaust all options in trying to find you the property you're seeking. They can also give you more information to help you make a good decision. The other point is that they can not disclose information about you to other agents unless you give your permission.

I have worked in California and in Indiana and in those states, an agent either represented the buyer or the seller. Years ago, all agents represented the seller. Things change, times change and each state has it's own rules and laws. If you're wanting to purchase a home in the Savannah, GA area I would be happy to be your Buyer's agent. I would love the opportunity to be the agent who makes your dreams of home ownership in our area come true! I can easily be reached at 912-655-2554.